๐Ÿ“‹ FCM99 Terms & Conditions โ€“ please read carefully before registering your account ๐Ÿ”’ FCM99 โ€“ Malaysia's licensed, secure & trusted online betting platform ๐Ÿ’ณ Deposit via Touch 'n Go, DuitNow, GrabPay & FPX โ€“ credited within 2 minutes ๐Ÿ† 100,000+ registered members trust FCM99 with over 5 years in operation ๐Ÿ“‹ FCM99 Terms & Conditions โ€“ please read carefully before registering your account ๐Ÿ”’ FCM99 โ€“ Malaysia's licensed, secure & trusted online betting platform ๐Ÿ’ณ Deposit via Touch 'n Go, DuitNow, GrabPay & FPX โ€“ credited within 2 minutes ๐Ÿ† 100,000+ registered members trust FCM99 with over 5 years in operation
Last Updated: 1 January 2026

FCM99 Terms & Conditions โ€“ Platform Terms of Use for Malaysia

This document contains binding terms and conditions of use for all members who register for and use the services of FCM99 at fcm99.xyz. Please read carefully before proceeding with registration.

Licensed & Regulated 18+ Only For Malaysian Players Effective Immediately

Key Highlights of FCM99 Terms & Conditions

This is a simplified summary โ€“ please read the full document below for complete details that are legally binding

Member Eligibility โ€“ 18 Years and Above
Only individuals aged 18 and above are eligible to register and use the platform FCM99. All account applicants must confirm that they meet this minimum age requirement. FCM99 reserves the right to request identity verification documents at any time and to close any account found not to meet the age requirement.
18+ Only ID Verification
Deposits & Withdrawals in RM
All transactions at FCM99 are conducted in Malaysian Ringgit (RM). Accepted deposit methods include Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, and FPX from Malaysian banks. All withdrawals must be processed via the same method used for the original deposit, or through additional verification procedures as required by FCM99.
MYR Only eWallet MY FPX
Bonus & Promotions Terms
All bonuses and promotions offered by FCM99 subject to the wagering requirements specified in each offer. Bonuses cannot be directly converted to cash unless the wagering requirements have been fully met. FCM99 reserves the right to amend or withdraw any promotion without prior notice.
Wagering Requirements Specific Terms
Account Restrictions & Bans
FCM99 strictly prohibits all forms of fraud, system manipulation, use of automated software (bots), the creation of multiple accounts by a single individual, and any activity that violates Malaysian law. Accounts found to be in breach of any of these rules will be suspended or permanently closed, and remaining balances may be forfeited at FCM99's discretion.
One Account Per Person Anti-Fraud
Responsible Gaming
FCM99 is committed to responsible gaming. Members can self-set deposit limits, loss limits, and session time limits. Temporary break and self-exclusion features are also available. FCM99 reserves the right to impose limits or restrictions on accounts displaying concerning gaming patterns in order to protect the member's best interests.
Deposit Limit Self-Break
Privacy & Data Security
The personal data of all members FCM99 is protected under Malaysia's Personal Data Protection Act 2010 and our prevailing privacy policy. All transactions are encrypted with SSL 256-bit. FCM99 does not share member data with third parties for marketing purposes without consent. For full details, please read Privacy Policy us.
PDPA 2010 SSL 256-bit

Important: By registering an account or continuing to use the platform FCM99, you confirm that you have read, understood and agree to be bound by all the terms and conditions contained in this document. If you do not agree with any part of this document, please discontinue your use of the FCM99 platform.

1. Introduction

1.1 This Terms & Conditions document ("Agreement") constitutes a legally binding contract between you ("Member" or "User") and FCM99 ("Company", "We", "Platform"), which operates the website fcm99.xyz and all related services.

1.2 FCM99 is an online betting platform offering a diverse range of entertainment services, including slots, Live Casino (baccarat, roulette and more), Sports Betting (EPL football, Malaysia Super League, Champions League and more), progressive jackpots, virtual sports and other games listed on the platform from time to time.

1.3 This agreement takes effect from the date you register an account at FCM99 or from the date you first use any of our services, whichever is earlier.

1.4 These Terms & Conditions should be read together with Privacy Policy, Responsible Gaming Policy and any additional terms specific to particular promotions or games displayed on the platform FCM99.

2. Member Eligibility

2.1 To register and use the services FCM99, you must satisfy all of the following eligibility criteria:

  • Be at least 18 years on the date of registration
  • A Malaysian citizen or permanent resident legally residing in Malaysia
  • Not currently under a self-exclusion period from any betting platform
  • Have full legal capacity to enter into a binding contract
  • Do not register on behalf of another individual or business entity

2.2 FCM99 reserves the right to request proof of identity (a copy of your MyKad or passport) at any time to verify member eligibility. Failure to provide the required documents within the specified timeframe may result in account suspension.

2.3 By registering an account, you represent and warrant to FCM99 that you meet all eligibility requirements set out in Section 2.1. Any false information provided during or after registration may result in immediate account closure and forfeiture of any remaining balance.

Age Warning: It is a serious offence to register at FCM99 if you are under 18 years of age. FCM99 takes child protection seriously and supports adult content filtering programs to prevent access by minors.

3. Account Registration

3.1 Each individual is permitted to hold only one (1) account only at FCM99. Opening multiple accounts by the same individual, whether using different names, phone numbers, IC numbers or any other details, is strictly prohibited.

3.2 During the registration process, you are required to provide accurate, complete, and up-to-date information, including your full name as shown on your official identification, an active Malaysian phone number, and a secure password. Providing false or misleading information constitutes a breach of these terms.

3.3 You are solely responsible for keeping your account password confidential. Please do not share your login credentials with anyone. FCM99 will never request your password through any communication channel. All activity that occurs under your account is your sole responsibility.

3.4 If you suspect your account has been accessed without authorisation, please contact the support team FCM99 immediately via live chat or email support@fcm99.xyz for account protection measures.

3.5 FCM99 reserves the right to decline any registration application from any individual without providing a reason, at our absolute discretion.

4. Deposits & Payment Methods

4.1 All deposits and transactions on the platform FCM99 are conducted exclusively in Malaysian Ringgit (MYR). FCM99 does not accept foreign currency in any form.

4.2 Deposit methods accepted by FCM99 currently is:

  • Touch 'n Go eWallet โ€“ instant transfer, minimum RM10
  • DuitNow โ€“ using a Malaysian phone number or IC number, minimum RM10
  • GrabPay โ€“ via an active GrabPay account, minimum RM10
  • Boost eWallet โ€“ via an active Boost account, minimum RM10
  • ShopeePay โ€“ via an active ShopeePay account, minimum RM10
  • FPX Online Banking โ€“ Maybank2u, CIMB Clicks, RHB Now, Hong Leong Connect, and other FPX member banks in Malaysia, minimum RM10

4.3 Available payment methods are subject to change from time to time. Please check the deposit page on the platform FCM99 for the latest list of available methods.

4.4 You may only deposit funds from a bank account or eWallet registered in your own name. Third-party deposits, including those from family members, are not permitted. FCM99 reserves the right to freeze funds and request verification if there is reason to suspect that a deposit originated from a third party.

4.5 FCM99 does not charge any deposit processing fees on our end. However, your eWallet provider or bank may apply their own charges, which are beyond FCM99's control.

Note: Deposits are typically credited to your account FCM99 your account within 2 minutes for eWallet and 5โ€“10 minutes for FPX. If your deposit is not credited within the stated timeframe, please contact our customer support team with proof of payment.

5. Withdrawals

5.1 Withdrawals from your account FCM99 may only be made to the same payment method or one linked to a verified identity. FCM99 does not permit withdrawals to third-party accounts.

5.2 Before the first withdrawal request is processed, FCM99 may require full identity verification from the member, including a copy of their MyKad or passport and proof of payment method. This process is a standard compliance measure to prevent money laundering.

5.3 The minimum withdrawal limit is RM50 per transaction. The maximum daily withdrawal limit is RM50,000 for standard members and higher for VIP members based on the designated tier.

5.4 FCM99 aims to process withdrawals within 5 to 15 minutes for regular members, and faster for VIP members. However, in cases that require additional security checks, processing may take up to 24 business hours.

5.5 FCM99 reserves the right to withhold or delay withdrawals if there is any suspicion of fraud, suspicious activity, or outstanding additional verification requirements.

5.6 All bonuses credited to an account are subject to wagering requirements before the funds become eligible for withdrawal. Any attempt to withdraw a bonus before the wagering requirements are met will result in the cancellation of that bonus.

6. Bonus & Promotions

6.1 FCM99 offers a wide range of bonuses and promotions from time to time, including welcome bonuses, daily cashback, weekly VIP rebates, free spins and seasonal promotions. Each offer carries its own specific terms.

6.2 The wagering requirement for bonuses is typically between 15x and 35x the bonus amount received, depending on the type of promotion. Specific requirements are stated in the terms of each promotion.

6.3 Bonuses may only be used for betting purposes on the platform FCM99 only and may not be transferred, sold or traded in any form.

6.4 FCM99 reserves the right to void any bonuses or winnings obtained through conduct deemed to be promotional abuse, including but not limited to using multiple accounts to claim bonuses, hedge betting across opposing markets, or any strategy clearly intended to manipulate the promotions system.

6.5 FCM99 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice. Bonuses currently in the process of fulfilling wagering requirements will not be affected by such changes unless otherwise stated.

7. Game Rules

7.1 All games available at FCM99 โ€“ including slots, baccarat, roulette, Sports Betting (EPL, Malaysian Super League, Champions League and more), jackpots and virtual sports โ€“ are subject to the individual game rules displayed on the platform.

7.2 The outcome of all games at FCM99 is determined by an audited Random Number Generator (RNG) system verified by an independent body, or by a live game process witnessed by professional dealers via live video stream. All outcomes are final.

7.3 In the event of a technical failure or system disruption during a game session, FCM99 will endeavour to resolve the situation fairly based on available system records. FCM99's decision in such cases is final and binding.

7.4 For Sports Betting and other sports markets, FCM99 follows industry-standard rules in settling bet outcomes. Cancelled or postponed matches will be handled in accordance with the Sports Betting policy stated on the platform.

7.5 Minimum and maximum bet limits for each game or table are clearly stated within the game interface. Bets that exceed the set limits will not be accepted by the system.

8. Prohibitions & Prohibited Activities

8.1 Member FCM99 is strictly prohibited from doing any of the following:

  • Opening more than one account or using another person's identity
  • Using bots, automation tools or any software designed to gain an unfair advantage
  • Committing payment fraud, including the use of unauthorised credit card or bank account information
  • Systematically exploiting errors or vulnerabilities in the gaming system
  • Engaging in money laundering or any financial activity that violates Malaysian law
  • Communicating with dealers or staff in a rude, threatening, or harassing manner
  • Using a VPN or any other method to conceal your true location or identity for fraudulent purposes
  • Sharing or selling your account to another party

8.2 FCM99 employs a sophisticated fraud detection system. Any suspicious activity will be investigated and may result in immediate account suspension, forfeiture of funds and legal action where necessary.

9. Account Suspension & Closure

9.1 FCM99 reserves the right to suspend or close any member's account at any time, with or without notice, in the event of a breach of these terms, suspicious activity, unmet verification requirements or for legitimate operational reasons.

9.2 Members who wish to close their own account may do so by contacting the support team FCM99. All valid balances will be returned via the original method once the identity verification process is complete.

9.3 In the event of account closure due to a terms violation, any bonuses with unmet wagering requirements and winnings obtained through conduct that breaches these terms may be forfeited by FCM99.

10. Responsible Gaming

10.1 FCM99 is fully committed to promoting responsible gaming. We believe that betting should be a form of entertainment, not a source of financial or emotional stress.

10.2 Responsible gaming features available at FCM99 including:

  • Self-deposit limit โ€“ set daily, weekly, or monthly deposit limits based on what you can afford
  • Loss Incurred โ€“ set a loss limit for a single session or a defined period
  • Session time limit โ€“ set a time limit for each gaming session
  • Temporary Break (Cool-Off) โ€“ take a break from the platform for 24 hours, 7 days, or 30 days
  • Self-exclusion โ€“ the option to exclude yourself from the platform for a longer period

10.3 If you or someone you know is showing signs of a gambling problem, please contact the Malaysian mental health helpline or visit our Responsible Gaming page for information and support resources.

10.4 FCM99 reserves the right to impose limits or restrictions on any account that, at our sole discretion, displays usage patterns of concern from a responsible gaming standpoint, even without a request from the member in question.

11. Privacy & Data Protection

11.1 FCM99 handles the personal data of all members in accordance with Malaysia's Personal Data Protection Act 2010 (PDPA). The collection, use, and disclosure of your personal data are governed by Privacy Policy ours, which forms part of this agreement.

11.2 By registering an account, you grant FCM99 to collect and process your personal data for the purposes of account management, transaction processing, legal compliance, and service-related communications.

11.3 FCM99 will not sell, rent or share your personal data with third parties for marketing purposes without your explicit consent.

12. Disclaimer of Liability

12.1 Platform FCM99 is provided "as is" without any express or implied warranties. FCM99 does not guarantee that the platform will be entirely free from interruptions, errors or viruses at all times.

12.2 FCM99 is not liable for any indirect, incidental, or consequential losses suffered by members arising from the use of or inability to use our platform, including losses resulting from betting outcomes.

12.3 Maximum liability FCM99 to any member for any claim shall not exceed the total amount deposited by that member in the 30 days preceding the claim.

12.4 You acknowledge that online betting involves financial risk and that you are solely responsible for all betting decisions made on the platform FCM99.

13. Changes to Terms & Conditions

13.1 FCM99 reserves the right to modify, add to or amend these terms and conditions at any time at our sole discretion. Members will be notified of material changes via a notice on the website or by email.

13.2 Continued use of the platform FCM99 after the effective date of any amendment will be deemed your acceptance of the revised terms.

13.3 It is your responsibility to check this Terms & Conditions page periodically to ensure you are always aware of the latest version in effect.

14. Governing Law

14.1 This Agreement is governed by and construed in accordance with the laws of Malaysia. Any dispute arising from or in connection with this Agreement shall first be resolved through FCM99's internal dispute resolution procedure FCM99 before being referred to the jurisdiction of any competent court.

14.2 You agree that any legal action or proceedings against FCM99 shall be brought before a court of competent jurisdiction in Malaysia.

14.3 If any provision of this agreement is found to be invalid or unenforceable, it shall be interpreted as closely as possible to the original intent of the agreement, and all remaining provisions shall continue in full force and effect.

15. Contact Us

15.1 If you have any questions, concerns or complaints regarding these Terms & Conditions or your use of the platform FCM99, please contact our support team:

  • Email: support@fcm99.xyz
  • Live Chat: Available 24/7 via the chat icon on the FCM99 website
  • Response Time: Emails answered within 4 business hours; live chat response in under 2 minutes

15.2 Support Team FCM99 available 24 hours a day, 7 days a week, including all Malaysian public holidays. All enquiries are handled in Bahasa Melayu and English.

Acceptance of Terms: By continuing to use the platform FCM99, you confirm that you have read, understood, and agreed to be fully bound by these Terms & Conditions. This document is final and remains in effect until officially amended by FCM99.

Key Things to Remember as an FCM99 Member

A quick reference for members who want to understand their basic rights and responsibilities

One Account Per Person
Each individual is only eligible to hold one FCM99 account. Multiple accounts will result in the closure of all associated accounts.
All Transactions in RM
FCM99 only accepts and processes transactions in Malaysian Ringgit (RM) via local Malaysian payment methods.
Bonus Subject to Wagering Requirements
All bonuses require wagering requirements to be met before they can be withdrawn as cash.
Keep Your Password Confidential
You are responsible for all activity on your account. FCM99 will never ask for your password through any channel.
Set Your Own Limits
Use the deposit limit and self-exclusion features available at FCM99 to keep your play within healthy boundaries.
24/7 Support Ready to Help
Reach us via live chat or at support@fcm99.xyz for any queries about our terms or platform usage.

Understood Our Terms? Register with FCM99 & Start Playing Today

By accepting FCM99's Terms & Conditions, you join a community of over 100,000 Malaysian members enjoying slots, Live Baccarat, football & progressive jackpots. Deposit from as little as RM10 via Touch 'n Go or DuitNow.

18+ only. Please play responsibly. Learn more

Bahasa Melayu